Memberships:

	Accredited Member Appraisal Institute of Canada #A901490
	Member, Appraisal Institute of U.S.A.

Post Secondary Information:

Bachelor of Business Administration St. Mary's University, San Antonio, Texas, 1971. Major Course Emphasis: Finance, Economics.

Professional Development :

	Successfully completed the Real Estate Appraisal Institute Courses and awarded the MAI designation of the Appraisal Institute of U.S.A. in 1993.
	Successfully completed the requirements of The Appraisal Institute of Canada and awarded the AACI designation in 2002.

Professional Experience:

	Assistant Vice-President, Appraiser and construction lending officer First Federal Savings and Loan, San Antonio, Texas, February 1974 to October 1986.
	Senior Appraiser, Noble and Associates, Inc., San Antonio, Texas, October 1986 to October 1997.
	Self Employed, Earl W. Jones, Inc., Real Estate Appraisal and Consultation, San Antonio, Texas, October 1997 to August 1999.
	Senior Review Appraiser, Real Estate Technical Services - Southwestern Ontario Region, Wells Fargo Bank, San Antonio, Texas, August 1999 to October 2000.
	Duties and Responsibilities Include: Preparation of comprehensive appraisal reports for investment, mixed use, residential, industrial and commercial properties; Valuation of special purpose properties; Discounted Cash Flow Analysis using Argus Financial software; Subdivision Development Analysis; Valuation of Leasehold Interests; Market/Feasibility Studies; Impact Studies.